As of 2025-07-03, the Relative Valuation of X Financial (XYF) is 35.62 USD. This relative valuation is based on P/E multiples. With the latest stock price at 18.87 USD, the upside of X Financial based on Relative Valuation is 88.7%.
The range of the Relative Valuation is 30.96 - 43.16 USD.
| Range | Selected | |
| Trailing P/E multiples | 6.8x - 8.3x | 7.4x |
| Forward P/E multiples | 6.0x - 6.6x | 6.4x |
| Fair Price | 30.96 - 43.16 | 35.62 |
| Upside | 64.1% - 128.7% | 88.7% |
| Date | P/E |
| 2025-06-23 | 3.17 |
| 2025-06-20 | 3.30 |
| 2025-06-18 | 3.32 |
| 2025-06-17 | 3.25 |
| 2025-06-16 | 3.37 |
| 2025-06-13 | 3.53 |
| 2025-06-12 | 3.72 |
| 2025-06-11 | 3.61 |
| 2025-06-10 | 3.43 |
| 2025-06-09 | 3.55 |
| 2025-06-06 | 3.76 |
| 2025-06-05 | 3.73 |
| 2025-06-04 | 3.58 |
| 2025-06-03 | 3.60 |
| 2025-06-02 | 3.42 |
| 2025-05-30 | 3.60 |
| 2025-05-29 | 3.60 |
| 2025-05-28 | 3.29 |
| 2025-05-27 | 3.20 |
| 2025-05-23 | 3.31 |
| 2025-05-22 | 3.38 |
| 2025-05-21 | 3.34 |
| 2025-05-20 | 3.04 |
| 2025-05-19 | 2.88 |
| 2025-05-16 | 2.88 |
| 2025-05-15 | 2.80 |
| 2025-05-14 | 2.80 |
| 2025-05-13 | 2.86 |
| 2025-05-12 | 2.77 |
| 2025-05-09 | 2.63 |
| 2025-05-08 | 2.56 |
| 2025-05-07 | 2.47 |
| 2025-05-06 | 2.56 |
| 2025-05-05 | 2.43 |
| 2025-05-02 | 2.62 |
| 2025-05-01 | 2.56 |
| 2025-04-30 | 2.68 |
| 2025-04-29 | 2.65 |
| 2025-04-28 | 2.59 |
| 2025-04-25 | 2.64 |
| 2025-04-24 | 2.76 |
| 2025-04-23 | 2.64 |
| 2025-04-22 | 2.23 |
| 2025-04-21 | 2.15 |
| 2025-04-17 | 2.25 |
| 2025-04-16 | 2.19 |
| 2025-04-15 | 2.20 |
| 2025-04-14 | 2.24 |
| 2025-04-11 | 2.07 |
| 2025-04-10 | 2.33 |