As of 2025-11-18, the Fair Value of Fiinu PLC (BANK.L) is -1.76 GBP. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 8.80 GBP, the upside of Fiinu PLC is -119.98%.
With the market price of 8.80 GBP and our fair value calculation, Fiinu PLC (BANK.L) is not a good investment. Investing in BANK.L stocks now will result in a potential loss of 119.98%.
Note: valuation result may not be accurate due to the company's negative EPS.
Peter Lynch's formula is:
The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.
| Historical Earnings | ||||||
| 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 5Y Avg | |
| Net income | -1.07 | -0.73 | -0.44 | -7.84 | -8.32 | -3.68 |
| YoY growth | -768.75% | 31.78% | 39.73% | -1,681.82% | -6.12% | -477.04% |
| Market Cap (mil) | 36.10 |
| P/E | |
| Forward P/E |
| EPS | -0.35 |
| Avg earnings growth rate | -477.04% |
| TTM earnings | -1.44 |