What is the intrinsic value of CIVB?
As of 2025-09-18, the Intrinsic Value of Civista Bancshares Inc (CIVB) is
10.21 USD. This CIVB valuation is based on the model Peter Lynch Fair Value.
With the current market price of 20.79 USD, the upside of Civista Bancshares Inc is
-50.88%.
Is CIVB undervalued or overvalued?
Based on its market price of 20.79 USD and our intrinsic valuation, Civista Bancshares Inc (CIVB) is overvalued by 50.88%.
10.21 USD
Intrinsic Value
CIVB Intrinsic Value - Valuation Summary
|
Range |
Selected |
Upside |
| a |
| Fair Value |
10.21 - 10.21 |
10.21 |
-50.88% |
| P/E |
24.40 - 31.25 |
28.19 |
35.6% |
| DDM - Stable |
14.00 - 32.85 |
23.42 |
12.7% |
| DDM - Multi |
12.98 - 23.20 |
16.60 |
-20.1% |
CIVB Intrinsic Value - Key Valuation Metrics
| Market Cap (mil) |
401.45 |
| Beta |
0.99 |
| Outstanding shares (mil) |
19.31 |
| Enterprise Value (mil) |
511.01 |
| Market risk premium |
4.60% |
| Cost of Equity |
9.91% |
| Cost of Debt |
5.00% |
| WACC |
8.69% |