CTBI
Community Trust Bancorp Inc
Price:  
54.59 
USD
Volume:  
55,823.00
United States | Banks
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CTBI Fair Value

-39.79 %
Upside

What is the fair value of CTBI?

As of 2025-07-14, the Fair Value of Community Trust Bancorp Inc (CTBI) is 32.87 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 54.59 USD, the upside of Community Trust Bancorp Inc is -39.79%.

Is CTBI a good investment?

With the market price of 54.59 USD and our fair value calculation, Community Trust Bancorp Inc (CTBI) is not a good investment. Investing in CTBI stocks now will result in a potential loss of 39.79%.

54.59 USD
Stock Price
32.87 USD
Fair Price
FAIR VALUE CALCULATION

CTBI Fair Value

Peter Lynch's formula is:

CTBI Fair Value
= Earnings Growth Rate x TTM EPS
CTBI Fair Value
= 6.91 x 4.75
CTBI Fair Value
= 32.87

The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.

Historical Earnings
2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31 5Y Avg
Net income 59.50 87.90 81.80 78.00 82.81 78.00
YoY growth -7.75% 47.73% -6.94% -4.64% 6.17% 6.91%

CTBI Fair Value - Key Data

Market Cap (mil) 988.62
P/E 11.48x
Forward P/E 11.04x
EPS 4.75
Avg earnings growth rate 6.91%
TTM earnings 86.11