As of 2024-09-21, the Intrinsic Value of Citizens & Northern Corp (CZNC) is 7.56 USD. This CZNC valuation is based on the model Peter Lynch Fair Value. With the current market price of 19.50 USD, the upside of Citizens & Northern Corp is -61.23%.

	Range	Selected	Upside
a
Fair Value	7.56 - 7.56	7.56	-61.23%
P/E	18.07 - 20.92	18.57	-4.8%
DDM - Stable	11.73 - 25.08	18.41	-5.6%
DDM - Multi	15.38 - 24.85	18.94	-2.9%