What is the intrinsic value of CZNC?
As of 2026-06-16, the Intrinsic Value of Citizens & Northern Corp (CZNC) is
6.77 USD. This CZNC valuation is based on the model Peter Lynch Fair Value.
With the current market price of 21.49 USD, the upside of Citizens & Northern Corp is
-68.51%.
Is CZNC undervalued or overvalued?
Based on its market price of 21.49 USD and our intrinsic valuation, Citizens & Northern Corp (CZNC) is overvalued by 68.51%.
CZNC Intrinsic Value - Valuation Summary
|
Range |
Selected |
Upside |
| a |
| Fair Value |
6.77 - 6.77 |
6.77 |
-68.51% |
| P/E |
11.81 - 18.15 |
14.64 |
-31.9% |
| DDM - Stable |
9.02 - 31.98 |
20.50 |
-4.6% |
| DDM - Multi |
24.26 - 61.05 |
34.09 |
58.6% |
CZNC Intrinsic Value - Key Valuation Metrics
| Market Cap (mil) |
385.10 |
| Beta |
0.41 |
| Outstanding shares (mil) |
17.92 |
| Enterprise Value (mil) |
425.54 |
| Market risk premium |
4.60% |
| Cost of Equity |
8.64% |
| Cost of Debt |
5.00% |
| WACC |
8.20% |