What is the intrinsic value of CZNC?
As of 2025-07-04, the Intrinsic Value of Citizens & Northern Corp (CZNC) is
14.97 USD. This CZNC valuation is based on the model Peter Lynch Fair Value.
With the current market price of 19.75 USD, the upside of Citizens & Northern Corp is
-24.18%.
Is CZNC undervalued or overvalued?
Based on its market price of 19.75 USD and our intrinsic valuation, Citizens & Northern Corp (CZNC) is overvalued by 24.18%.
14.97 USD
Intrinsic Value
CZNC Intrinsic Value - Valuation Summary
|
Range |
Selected |
Upside |
| a |
| Fair Value |
14.97 - 14.97 |
14.97 |
-24.18% |
| P/E |
19.97 - 25.87 |
22.29 |
12.9% |
| DDM - Stable |
13.14 - 25.93 |
19.53 |
-1.1% |
| DDM - Multi |
20.42 - 30.80 |
24.52 |
24.1% |
CZNC Intrinsic Value - Key Valuation Metrics
| Market Cap (mil) |
305.93 |
| Beta |
0.75 |
| Outstanding shares (mil) |
15.49 |
| Enterprise Value (mil) |
346.28 |
| Market risk premium |
4.60% |
| Cost of Equity |
8.65% |
| Cost of Debt |
5.00% |
| WACC |
8.08% |