What is the intrinsic value of CZNC?
As of 2025-06-19, the Intrinsic Value of Citizens & Northern Corp (CZNC) is
14.97 USD. This CZNC valuation is based on the model Peter Lynch Fair Value.
With the current market price of 18.27 USD, the upside of Citizens & Northern Corp is
-18.04%.
Is CZNC undervalued or overvalued?
Based on its market price of 18.27 USD and our intrinsic valuation, Citizens & Northern Corp (CZNC) is overvalued by 18.04%.
14.97 USD
Intrinsic Value
CZNC Intrinsic Value - Valuation Summary
|
Range |
Selected |
Upside |
| a |
| Fair Value |
14.97 - 14.97 |
14.97 |
-18.04% |
| P/E |
20.00 - 25.18 |
22.56 |
23.5% |
| DDM - Stable |
13.18 - 25.94 |
19.56 |
7.1% |
| DDM - Multi |
20.48 - 30.82 |
24.57 |
34.5% |
CZNC Intrinsic Value - Key Valuation Metrics
| Market Cap (mil) |
283.00 |
| Beta |
0.74 |
| Outstanding shares (mil) |
15.49 |
| Enterprise Value (mil) |
323.35 |
| Market risk premium |
4.60% |
| Cost of Equity |
8.64% |
| Cost of Debt |
5.00% |
| WACC |
8.05% |