FFIN
First Financial Bankshares Inc
Price:  
34.92 
USD
Volume:  
1,934,826.00
United States | Banks
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FFIN Fair Value

-67.14 %
Upside

What is the fair value of FFIN?

As of 2025-06-22, the Fair Value of First Financial Bankshares Inc (FFIN) is 11.47 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 34.92 USD, the upside of First Financial Bankshares Inc is -67.14%.

Is FFIN a good investment?

With the market price of 34.92 USD and our fair value calculation, First Financial Bankshares Inc (FFIN) is not a good investment. Investing in FFIN stocks now will result in a potential loss of 67.14%.

34.92 USD
Stock Price
11.47 USD
Fair Price
FAIR VALUE CALCULATION

FFIN Fair Value

Peter Lynch's formula is:

FFIN Fair Value
= Earnings Growth Rate x TTM EPS
FFIN Fair Value
= 7.09 x 1.62
FFIN Fair Value
= 11.47

The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.

Historical Earnings
2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31 5Y Avg
Net income 202.00 227.60 234.50 198.98 223.51 217.32
YoY growth 22.57% 12.67% 3.03% -15.15% 12.33% 7.09%

FFIN Fair Value - Key Data

Market Cap (mil) 4,995.31
P/E 21.58x
Forward P/E 20.57x
EPS 1.62
Avg earnings growth rate 7.09%
TTM earnings 231.46