As of 2025-05-23, the Fair Value of Financial Institutions Inc (FISI) is -6.67 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 25.89 USD, the upside of Financial Institutions Inc is -125.77%.
With the market price of 25.89 USD and our fair value calculation, Financial Institutions Inc (FISI) is not a good investment. Investing in FISI stocks now will result in a potential loss of 125.77%.
Note: valuation result may not be accurate due to the company's negative EPS.
Peter Lynch's formula is:
The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.
| Historical Earnings | ||||||
| 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 5Y Avg | |
| Net income | 38.30 | 77.70 | 56.60 | 50.26 | -41.65 | 36.24 |
| YoY growth | -21.68% | 102.87% | -27.16% | -11.19% | -182.85% | -28.00% |
| Market Cap (mil) | 520.65 |
| P/E | |
| Forward P/E |
| EPS | -1.33 |
| Avg earnings growth rate | -28.00% |
| TTM earnings | -26.84 |