As of 2025-12-15, the Intrinsic Value of Financial Institutions Inc (FISI) is -6.98 USD. This FISI valuation is based on the model Peter Lynch Fair Value. With the current market price of 32.75 USD, the upside of Financial Institutions Inc is -121.32%.
Based on its market price of 32.75 USD and our intrinsic valuation, Financial Institutions Inc (FISI) is overvalued by 121.32%.
Note: result may not be accurate due to the invalid valuation result of Peter Lynch's fair value model.
| Range | Selected | Upside | |
| a | |||
| Fair Value | -6.98 - -6.98 | -6.98 | -121.32% |
| P/E | (16.23) - (17.60) | (16.34) | -149.9% |
| DDM - Stable | (13.00) - (37.47) | (25.23) | -177.0% |
| DDM - Multi | (13.63) - (30.38) | (18.80) | -157.4% |
| Market Cap (mil) | 659.26 |
| Beta | 1.00 |
| Outstanding shares (mil) | 20.13 |
| Enterprise Value (mil) | 724.26 |
| Market risk premium | 4.60% |
| Cost of Equity | 9.44% |
| Cost of Debt | 5.00% |
| WACC | 8.88% |