As of 2025-09-15, the Intrinsic Value of Financial Institutions Inc (FISI) is -8.68 USD. This FISI valuation is based on the model Peter Lynch Fair Value. With the current market price of 27.05 USD, the upside of Financial Institutions Inc is -132.08%.
Based on its market price of 27.05 USD and our intrinsic valuation, Financial Institutions Inc (FISI) is overvalued by 132.08%.
Note: result may not be accurate due to the invalid valuation result of Peter Lynch's fair value model.
| Range | Selected | Upside | |
| a | |||
| Fair Value | -8.68 - -8.68 | -8.68 | -132.08% |
| P/E | (18.53) - (20.86) | (19.83) | -173.3% |
| DDM - Stable | (15.72) - (43.48) | (29.60) | -209.4% |
| DDM - Multi | (12.03) - (25.83) | (16.41) | -160.7% |
| Market Cap (mil) | 544.52 |
| Beta | 0.63 |
| Outstanding shares (mil) | 20.13 |
| Enterprise Value (mil) | 609.48 |
| Market risk premium | 4.60% |
| Cost of Equity | 9.66% |
| Cost of Debt | 5.00% |
| WACC | 8.97% |