As of 2025-10-16, the Intrinsic Value of Financial Institutions Inc (FISI) is -8.69 USD. This FISI valuation is based on the model Peter Lynch Fair Value. With the current market price of 26.98 USD, the upside of Financial Institutions Inc is -132.22%.
Based on its market price of 26.98 USD and our intrinsic valuation, Financial Institutions Inc (FISI) is overvalued by 132.22%.
Note: result may not be accurate due to the invalid valuation result of Peter Lynch's fair value model.
| Range | Selected | Upside | |
| a | |||
| Fair Value | -8.69 - -8.69 | -8.69 | -132.22% |
| P/E | (18.33) - (20.62) | (19.39) | -171.9% |
| DDM - Stable | (15.83) - (43.33) | (29.58) | -209.6% |
| DDM - Multi | (12.20) - (25.91) | (16.58) | -161.5% |
| Market Cap (mil) | 543.11 |
| Beta | 0.67 |
| Outstanding shares (mil) | 20.13 |
| Enterprise Value (mil) | 608.11 |
| Market risk premium | 4.60% |
| Cost of Equity | 9.65% |
| Cost of Debt | 5.00% |
| WACC | 8.94% |