As of 2025-07-11, the Intrinsic Value of Financial Institutions Inc (FISI) is -6.67 USD. This FISI valuation is based on the model Peter Lynch Fair Value. With the current market price of 27.27 USD, the upside of Financial Institutions Inc is -124.47%.
Based on its market price of 27.27 USD and our intrinsic valuation, Financial Institutions Inc (FISI) is overvalued by 124.47%.
Note: result may not be accurate due to the invalid valuation result of Peter Lynch's fair value model.
| Range | Selected | Upside | |
| a | |||
| Fair Value | -6.67 - -6.67 | -6.67 | -124.47% |
| P/E | (14.44) - (15.80) | (15.15) | -155.5% |
| DDM - Stable | (12.18) - (34.34) | (23.26) | -185.3% |
| DDM - Multi | (11.14) - (24.52) | (15.33) | -156.2% |
| Market Cap (mil) | 548.40 |
| Beta | 1.11 |
| Outstanding shares (mil) | 20.11 |
| Enterprise Value (mil) | 623.32 |
| Market risk premium | 4.60% |
| Cost of Equity | 9.58% |
| Cost of Debt | 5.00% |
| WACC | 8.92% |