As of 2025-06-16, the Intrinsic Value of Financial Institutions Inc (FISI) is -6.67 USD. This FISI valuation is based on the model Peter Lynch Fair Value. With the current market price of 24.97 USD, the upside of Financial Institutions Inc is -126.72%.
Based on its market price of 24.97 USD and our intrinsic valuation, Financial Institutions Inc (FISI) is overvalued by 126.72%.
Note: result may not be accurate due to the invalid valuation result of Peter Lynch's fair value model.
| Range | Selected | Upside | |
| a | |||
| Fair Value | -6.67 - -6.67 | -6.67 | -126.72% |
| P/E | (12.76) - (14.76) | (13.41) | -153.7% |
| DDM - Stable | (12.60) - (36.81) | (24.70) | -198.9% |
| DDM - Multi | (11.58) - (26.42) | (16.12) | -164.6% |
| Market Cap (mil) | 502.15 |
| Beta | 0.59 |
| Outstanding shares (mil) | 20.11 |
| Enterprise Value (mil) | 577.06 |
| Market risk premium | 4.60% |
| Cost of Equity | 9.34% |
| Cost of Debt | 5.00% |
| WACC | 8.64% |