As of 2025-07-03, the Intrinsic Value of Federal National Mortgage Association (FNMA) is 181 USD. This FNMA valuation is based on the model Peter Lynch Fair Value. With the current market price of 9.12 USD, the upside of Federal National Mortgage Association is 1884.7%.

Is FNMA undervalued or overvalued?

Based on its market price of 9.12 USD and our intrinsic valuation, Federal National Mortgage Association (FNMA) is undervalued by 1884.7%.

9.12 USD

Stock Price

181 USD

Intrinsic Value

Intrinsic Value Details

FNMA Intrinsic Value - Valuation Summary

	Range	Selected	Upside
a
DCF (Growth Exit 5Y)	(3,580.63) - (1,169.18)	(3,544.27)	-38962.6%
Peter Lynch Fair Value	181 - 181	181	1884.65%
P/E Multiples	42.49 - 233.98	131.78	1344.9%
EV/EBITDA Multiples	(3,504.21) - (3,040.24)	(3,297.04)	-36251.8%
Dividend Discount Model - Multi Stages	2.76 - 72.26	7.18	-21.3%

FNMA Intrinsic Value - Peers Comparison

	Range	Selected	Upside
a
Mr. Cooper Group Inc	(2.23) - 1,837.53	137.66	-10.3%
MGIC Investment Corp	22.33 - 22.33	22.33	-20%
PennyMac Financial Services Inc	(25.04) - 141.30	52.92	-48.5%
Radian Group Inc	22.21 - 22.21	22.21	-38.9%
Walker & Dunlop Inc	35.55 - 1,200.58	101.94	37.7%
First National Financial Corp	14.85 - 14.85	14.85	-63.9%
Guild Holdings Co	8.05 - 78.86	28.66	44.5%
Ocwen Financial Corp	4.23 - 4.23	4.23	-83.2%

FNMA Intrinsic Value - Key Valuation Metrics

Market Cap (mil)	10,562
Beta	1.46
Outstanding shares (mil)	1,158
Enterprise Value (mil)	4,199,802

Market risk premium	5.1%
Cost of Equity	40.5%
Cost of Debt	13.95%
WACC	11.1%