As of 2026-03-27, the Fair Value of Horizon Bancorp Inc (HBNC) is -14.76 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 16.34 USD, the upside of Horizon Bancorp Inc is -190.32%.
With the market price of 16.34 USD and our fair value calculation, Horizon Bancorp Inc (HBNC) is not a good investment. Investing in HBNC stocks now will result in a potential loss of 190.32%.
Note: valuation result may not be accurate due to the company's negative EPS.
Peter Lynch's formula is:
The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.
| Historical Earnings | ||||||
| 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 | 5Y Avg | |
| Net income | 87.10 | 93.40 | 27.98 | 35.43 | -150.48 | 18.69 |
| YoY growth | 27.15% | 7.23% | -70.04% | 26.62% | -524.75% | -106.76% |
| Market Cap (mil) | 833.01 |
| P/E | |
| Forward P/E |
| EPS | -2.95 |
| Avg earnings growth rate | -106.76% |
| TTM earnings | -150.48 |