As of 2025-12-30, the Intrinsic Value of Horizon Bancorp Inc (HBNC) is -18.38 USD. This HBNC valuation is based on the model Peter Lynch Fair Value. With the current market price of 17.28 USD, the upside of Horizon Bancorp Inc is -206.37%.
Based on its market price of 17.28 USD and our intrinsic valuation, Horizon Bancorp Inc (HBNC) is overvalued by 206.37%.
Note: result may not be accurate due to the invalid valuation result of Peter Lynch's fair value model.
| Range | Selected | Upside | |
| a | |||
| Fair Value | -18.38 - -18.38 | -18.38 | -206.37% |
| P/E | (38.97) - 8.85 | (16.20) | -193.7% |
| DDM - Stable | (36.73) - (123.17) | (79.95) | -562.7% |
| DDM - Multi | 7.75 - 20.19 | 11.20 | -35.2% |
| Market Cap (mil) | 885.08 |
| Beta | 1.04 |
| Outstanding shares (mil) | 51.22 |
| Enterprise Value (mil) | 1,343.90 |
| Market risk premium | 4.60% |
| Cost of Equity | 8.85% |
| Cost of Debt | 5.00% |
| WACC | 7.93% |