What is the intrinsic value of HBT?
As of 2025-10-31, the Intrinsic Value of HBT Financial Inc (HBT) is
16.52 USD. This HBT valuation is based on the model Peter Lynch Fair Value.
With the current market price of 24.12 USD, the upside of HBT Financial Inc is
-31.49%.
Is HBT undervalued or overvalued?
Based on its market price of 24.12 USD and our intrinsic valuation, HBT Financial Inc (HBT) is overvalued by 31.49%.
16.52 USD
Intrinsic Value
HBT Intrinsic Value - Valuation Summary
|
Range |
Selected |
Upside |
| a |
| Fair Value |
16.52 - 16.52 |
16.52 |
-31.49% |
| P/E |
24.76 - 28.77 |
27.07 |
12.2% |
| DDM - Stable |
16.86 - 31.91 |
24.38 |
1.1% |
| DDM - Multi |
24.88 - 36.59 |
29.61 |
22.8% |
HBT Intrinsic Value - Key Valuation Metrics
| Market Cap (mil) |
759.78 |
| Beta |
1.04 |
| Outstanding shares (mil) |
31.50 |
| Enterprise Value (mil) |
852.81 |
| Market risk premium |
4.60% |
| Cost of Equity |
9.50% |
| Cost of Debt |
5.00% |
| WACC |
8.72% |