As of 2025-10-21, the Intrinsic Value of Healthequity Inc (HQY) is 73.67 USD. This HQY valuation is based on the model Discounted Cash Flows (Growth Exit 5Y). With the current market price of 93.03 USD, the upside of Healthequity Inc is -20.80%.
The range of the Intrinsic Value is 39.71 - 318.38 USD
Based on its market price of 93.03 USD and our intrinsic valuation, Healthequity Inc (HQY) is overvalued by 20.80%.
| Range | Selected | Upside | |
| a | |||
| DCF (Growth 5y) | 39.71 - 318.38 | 73.67 | -20.8% |
| DCF (Growth 10y) | 58.06 - 425.61 | 103.06 | 10.8% |
| DCF (EBITDA 5y) | 67.23 - 91.60 | 75.46 | -18.9% |
| DCF (EBITDA 10y) | 87.50 - 126.83 | 101.54 | 9.1% |
| Fair Value | 5.44 - 5.44 | 5.44 | -94.15% |
| P/E | 46.12 - 75.03 | 63.04 | -32.2% |
| EV/EBITDA | 55.01 - 80.31 | 69.78 | -25.0% |
| EPV | 9.14 - 15.42 | 12.28 | -86.8% |
| DDM - Stable | 22.42 - 155.88 | 89.15 | -4.2% |
| DDM - Multi | 30.29 - 164.76 | 51.29 | -44.9% |
| Market Cap (mil) | 8,015.47 |
| Beta | 1.05 |
| Outstanding shares (mil) | 86.16 |
| Enterprise Value (mil) | 8,015.47 |
| Market risk premium | 4.60% |
| Cost of Equity | 7.13% |
| Cost of Debt | 4.83% |
| WACC | 6.68% |