HTLF
Heartland Financial USA Inc
Price:  
67.82 
USD
Volume:  
88,188.00
United States | Banks
Valuation
Overview
Financials
Forecast
Compare
Historical Price
SolvencyDividends
Transactions
People

HTLF Fair Value

-85.35 %
Upside

As of 2024-12-09, the Fair Value of Heartland Financial USA Inc (HTLF) is 9.94 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 67.82 USD, the upside of Heartland Financial USA Inc is -85.35%.

67.82 USD
Stock Price
9.94 USD
Fair Price
FAIR VALUE CALCULATION

HTLF Fair Value

Peter Lynch's formula is:

HTLF Fair Value
= Earnings Growth Rate x TTM EPS
HTLF Fair Value
= 5.00 x 1.99
HTLF Fair Value
= 9.94

The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.

Historical Earnings
2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31 5Y Avg
Net income 149.10 137.90 219.90 212.20 79.92 159.80
YoY growth 27.44% -7.51% 59.46% -3.50% -62.34% 2.71%

HTLF Fair Value - Key Data

Market Cap (mil) 2,908.80
P/E 34.13x
Forward P/E 36.04x
EPS 1.99
Avg earnings growth rate 2.71%
TTM earnings 85.24