HTLF
Heartland Financial USA Inc
Price:  
32.92 
USD
Volume:  
260,763.00
United States | Banks
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HTLF Fair Value

275.61 %
Upside

As of 2024-02-23, the Fair Value of Heartland Financial USA Inc (HTLF) is 123.65 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 32.92 USD, the upside of Heartland Financial USA Inc is 275.61%.

32.92 USD
Stock Price
123.65 USD
Fair Price
FAIR VALUE CALCULATION

HTLF Fair Value

Peter Lynch's formula is:

HTLF Fair Value
= Earnings Growth Rate x TTM EPS
HTLF Fair Value
= 25.00 x 4.95
HTLF Fair Value
= 123.65

The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.

Historical Earnings
2018-12-31 2019-12-31 2020-12-31 2021-12-31 2022-12-31 5Y Avg
Net income 117.00 149.10 137.90 219.90 212.20 167.22
YoY growth 55.38% 27.44% -7.51% 59.46% -3.50% 26.25%

HTLF Fair Value - Key Data

Market Cap (mil) 1,404.37
P/E 6.66x
Forward P/E 6.49x
EPS 4.95
Avg earnings growth rate 26.25%
TTM earnings 211.00