What is the intrinsic value of HTLF?
As of 2025-04-28, the Intrinsic Value of Heartland Financial USA Inc (HTLF) is
9.94 USD. This HTLF valuation is based on the model Peter Lynch Fair Value.
With the current market price of 64.67 USD, the upside of Heartland Financial USA Inc is
-84.63%.
Is HTLF undervalued or overvalued?
Based on its market price of 64.67 USD and our intrinsic valuation, Heartland Financial USA Inc (HTLF) is overvalued by 84.63%.
HTLF Intrinsic Value - Valuation Summary
|
Range |
Selected |
Upside |
| a |
| Fair Value |
9.94 - 9.94 |
9.94 |
-84.63% |
| P/E |
21.87 - 30.41 |
25.40 |
-60.7% |
| DDM - Stable |
18.61 - 54.76 |
36.69 |
-43.3% |
| DDM - Multi |
20.54 - 43.60 |
27.57 |
-57.4% |
HTLF Intrinsic Value - Key Valuation Metrics
| Market Cap (mil) |
2,773.70 |
| Beta |
1.03 |
| Outstanding shares (mil) |
42.89 |
| Enterprise Value (mil) |
3,193.24 |
| Market risk premium |
4.60% |
| Cost of Equity |
9.37% |
| Cost of Debt |
5.00% |
| WACC |
8.59% |