As of 2026-03-20, the Intrinsic Value of LendingClub Corp (LC) is 33.34 USD. This LendingClub valuation is based on the model Discounted Cash Flows (Growth Exit 5Y). With the current market price of 13.98 USD, the upside of LendingClub Corp is 138.50%.
The range of the Intrinsic Value is (17.33) - 656.97 USD
Based on its market price of 13.98 USD and our intrinsic valuation, LendingClub Corp (LC) is undervalued by 138.50%.
| Range | Selected | Upside | |
| a | |||
| DCF (Growth 5y) | (17.33) - 656.97 | 33.34 | 138.5% |
| DCF (Growth 10y) | (7.16) - 769.62 | 51.29 | 266.8% |
| DCF (EBITDA 5y) | (56.11) - (45.78) | (1,234.50) | -123450.0% |
| DCF (EBITDA 10y) | (46.88) - (31.97) | (1,234.50) | -123450.0% |
| Fair Value | 29.45 - 29.45 | 29.45 | 110.65% |
| P/E | 6.36 - 8.58 | 7.36 | -47.4% |
| EV/EBITDA | (78.67) - (55.30) | (68.56) | -590.4% |
| EPV | (42.57) - (22.09) | (32.33) | -331.2% |
| DDM - Stable | 9.78 - 21.55 | 15.67 | 12.1% |
| DDM - Multi | 15.26 - 27.72 | 19.83 | 41.9% |
| Market Cap (mil) | 1,610.22 |
| Beta | 1.29 |
| Outstanding shares (mil) | 115.18 |
| Enterprise Value (mil) | 10,598.44 |
| Market risk premium | 4.60% |
| Cost of Equity | 9.98% |
| Cost of Debt | 5.50% |
| WACC | 4.96% |