As of 2025-09-17, the Fair Value of Midland States Bancorp Inc (MSBI) is -135.58 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 17.63 USD, the upside of Midland States Bancorp Inc is -869.03%.
With the market price of 17.63 USD and our fair value calculation, Midland States Bancorp Inc (MSBI) is not a good investment. Investing in MSBI stocks now will result in a potential loss of 869.03%.
Note: valuation result may not be accurate due to the company's negative EPS.
Peter Lynch's formula is:
The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.
| Historical Earnings | ||||||
| 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 5Y Avg | |
| Net income | 22.50 | 81.30 | 99.00 | 61.16 | 38.04 | 60.40 |
| YoY growth | -59.68% | 261.33% | 21.77% | -38.23% | -37.79% | 29.48% |
| Market Cap (mil) | 379.75 |
| P/E | |
| Forward P/E | 9.51x |
| EPS | -5.42 |
| Avg earnings growth rate | 29.48% |
| TTM earnings | -116.81 |