NBTB
NBT Bancorp Inc
Price:  
35.45 
USD
Volume:  
120,858.00
United States | Banks
Valuation
Overview
Financials
Forecast
Compare
Historical Price
SolvencyDividends
Transactions
People

NBTB Fair Value

-64.41 %
Upside

As of 2024-06-17, the Fair Value of NBT Bancorp Inc (NBTB) is 12.62 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 35.45 USD, the upside of NBT Bancorp Inc is -64.41%.

35.45 USD
Stock Price
12.62 USD
Fair Price
FAIR VALUE CALCULATION

NBTB Fair Value

Peter Lynch's formula is:

NBTB Fair Value
= Earnings Growth Rate x TTM EPS
NBTB Fair Value
= 5.00 x 2.52
NBTB Fair Value
= 12.62

The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.

Historical Earnings
2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31 5Y Avg
Net income 121.00 104.40 154.90 152.00 118.78 130.22
YoY growth 7.46% -13.72% 48.37% -1.87% -21.85% 3.68%

NBTB Fair Value - Key Data

Market Cap (mil) 1,671.47
P/E 14.05x
Forward P/E 13.93x
EPS 2.52
Avg earnings growth rate 3.68%
TTM earnings 118.97