What is the intrinsic value of NBTB?
As of 2025-05-18, the Intrinsic Value of NBT Bancorp Inc (NBTB) is
17.82 USD. This NBTB valuation is based on the model Peter Lynch Fair Value.
With the current market price of 44.11 USD, the upside of NBT Bancorp Inc is
-59.60%.
Is NBTB undervalued or overvalued?
Based on its market price of 44.11 USD and our intrinsic valuation, NBT Bancorp Inc (NBTB) is overvalued by 59.60%.
17.82 USD
Intrinsic Value
NBTB Intrinsic Value - Valuation Summary
|
Range |
Selected |
Upside |
| a |
| Fair Value |
17.82 - 17.82 |
17.82 |
-59.60% |
| P/E |
38.34 - 49.11 |
43.06 |
-2.4% |
| DDM - Stable |
24.50 - 62.54 |
43.52 |
-1.3% |
| DDM - Multi |
49.66 - 95.25 |
64.97 |
47.3% |
NBTB Intrinsic Value - Key Valuation Metrics
| Market Cap (mil) |
2,084.64 |
| Beta |
0.90 |
| Outstanding shares (mil) |
47.26 |
| Enterprise Value (mil) |
2,397.62 |
| Market risk premium |
4.60% |
| Cost of Equity |
9.53% |
| Cost of Debt |
5.00% |
| WACC |
8.59% |