NTB
Bank of N.T. Butterfield & Son Ltd
Price:  
42.41 
USD
Volume:  
134,757.00
Bermuda | Banks
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NTB Fair Value

-37.87 %
Upside

What is the fair value of NTB?

As of 2025-06-15, the Fair Value of Bank of N.T. Butterfield & Son Ltd (NTB) is 26.35 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 42.41 USD, the upside of Bank of N.T. Butterfield & Son Ltd is -37.87%.

Is NTB a good investment?

With the market price of 42.41 USD and our fair value calculation, Bank of N.T. Butterfield & Son Ltd (NTB) is not a good investment. Investing in NTB stocks now will result in a potential loss of 37.87%.

42.41 USD
Stock Price
26.35 USD
Fair Price
FAIR VALUE CALCULATION

NTB Fair Value

Peter Lynch's formula is:

NTB Fair Value
= Earnings Growth Rate x TTM EPS
NTB Fair Value
= 5.30 x 4.98
NTB Fair Value
= 26.35

The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.

Historical Earnings
2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31 5Y Avg
Net income 147.20 162.70 214.00 225.49 216.32 193.14
YoY growth -16.88% 10.53% 31.53% 5.37% -4.07% 5.30%

NTB Fair Value - Key Data

Market Cap (mil) 1,846.53
P/E 8.52x
Forward P/E 7.88x
EPS 4.98
Avg earnings growth rate 5.30%
TTM earnings 216.65