What is the intrinsic value of OSBC?
As of 2025-07-15, the Intrinsic Value of Old Second Bancorp Inc (OSBC) is
46.48 USD. This OSBC valuation is based on the model Peter Lynch Fair Value.
With the current market price of 18.96 USD, the upside of Old Second Bancorp Inc is
145.17%.
Is OSBC undervalued or overvalued?
Based on its market price of 18.96 USD and our intrinsic valuation, Old Second Bancorp Inc (OSBC) is undervalued by 145.17%.
46.48 USD
Intrinsic Value
OSBC Intrinsic Value - Valuation Summary
|
Range |
Selected |
Upside |
| a |
| Fair Value |
46.48 - 46.48 |
46.48 |
145.17% |
| P/E |
23.46 - 27.18 |
25.55 |
34.8% |
| DDM - Stable |
13.52 - 26.38 |
19.95 |
5.2% |
| DDM - Multi |
14.77 - 22.85 |
17.98 |
-5.2% |
OSBC Intrinsic Value - Key Valuation Metrics
| Market Cap (mil) |
854.34 |
| Beta |
0.97 |
| Outstanding shares (mil) |
45.06 |
| Enterprise Value (mil) |
978.26 |
| Market risk premium |
4.60% |
| Cost of Equity |
8.99% |
| Cost of Debt |
5.00% |
| WACC |
8.32% |