As of 2025-07-03, the Intrinsic Value of PennyMac Financial Services Inc (PFSI) is 52.92 USD. This PFSI valuation is based on the model Discounted Cash Flows (EBITDA Exit 5Y). With the current market price of 102.71 USD, the upside of PennyMac Financial Services Inc is -48.50%.
The range of the Intrinsic Value is (25.04) - 141.30 USD
Based on its market price of 102.71 USD and our intrinsic valuation, PennyMac Financial Services Inc (PFSI) is overvalued by 48.50%.
| Range | Selected | Upside | |
| a | |||
| DCF (Growth 5y) | (168.40) - 3,084.76 | (93.16) | -190.7% |
| DCF (Growth 10y) | (158.71) - 3,274.16 | (78.08) | -176.0% |
| DCF (EBITDA 5y) | (25.04) - 141.30 | 52.92 | -48.5% |
| DCF (EBITDA 10y) | (59.95) - 194.48 | 42.69 | -58.4% |
| Fair Value | 168.60 - 168.60 | 168.60 | 64.15% |
| P/E | 62.60 - 107.63 | 85.80 | -16.5% |
| EV/EBITDA | (67.26) - 64.54 | (0.82) | -100.8% |
| EPV | (199.58) - (108.48) | (154.03) | -250.0% |
| DDM - Stable | 86.62 - 459.17 | 272.89 | 165.7% |
| DDM - Multi | 130.69 - 538.57 | 210.33 | 104.8% |
| Market Cap (mil) | 5,306.00 |
| Beta | 0.36 |
| Outstanding shares (mil) | 51.66 |
| Enterprise Value (mil) | 18,386.40 |
| Market risk premium | 4.60% |
| Cost of Equity | 7.27% |
| Cost of Debt | 13.51% |
| WACC | 9.29% |