PFSI
PennyMac Financial Services Inc
Price:  
97.30 
USD
Volume:  
524,418.00
United States | Thrifts & Mortgage Finance
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PFSI Intrinsic Value

-54.80 %
Upside

What is the intrinsic value of PFSI?

As of 2025-06-13, the Intrinsic Value of PennyMac Financial Services Inc (PFSI) is 43.99 USD. This PFSI valuation is based on the model Discounted Cash Flows (EBITDA Exit 5Y). With the current market price of 97.30 USD, the upside of PennyMac Financial Services Inc is -54.80%.

The range of the Intrinsic Value is (34.44) - 132.49 USD

Is PFSI undervalued or overvalued?

Based on its market price of 97.30 USD and our intrinsic valuation, PennyMac Financial Services Inc (PFSI) is overvalued by 54.80%.

97.30 USD
Stock Price
43.99 USD
Intrinsic Value
Intrinsic Value Details

PFSI Intrinsic Value - Valuation Summary

Range Selected Upside
a
DCF (Growth 5y) (168.64) - 3,083.26 (93.64) -196.2%
DCF (Growth 10y) (158.98) - 3,270.48 (78.65) -180.8%
DCF (EBITDA 5y) (34.44) - 132.49 43.99 -54.8%
DCF (EBITDA 10y) (66.70) - 185.19 34.93 -64.1%
Fair Value 168.60 - 168.60 168.60 73.28%
P/E 53.28 - 101.16 76.96 -20.9%
EV/EBITDA (75.21) - 56.87 (8.20) -108.4%
EPV (199.71) - (108.84) (154.27) -258.6%
DDM - Stable 87.64 - 434.37 261.01 168.3%
DDM - Multi 132.39 - 508.48 209.89 115.7%

PFSI Intrinsic Value - Key Valuation Metrics

Market Cap (mil) 5,026.52
Beta 0.36
Outstanding shares (mil) 51.66
Enterprise Value (mil) 18,106.92
Market risk premium 4.60%
Cost of Equity 7.28%
Cost of Debt 13.51%
WACC 9.31%