As of 2026-03-26, the Fair Value of PRA Group Inc (PRAA) is -39.68 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 17.83 USD, the upside of PRA Group Inc is -322.55%.
With the market price of 17.83 USD and our fair value calculation, PRA Group Inc (PRAA) is not a good investment. Investing in PRAA stocks now will result in a potential loss of 322.55%.
Note: valuation result may not be accurate due to the company's negative EPS.
Peter Lynch's formula is:
The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.
| Historical Earnings | ||||||
| 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 | 5Y Avg | |
| Net income | 183.20 | 117.10 | -83.48 | 70.60 | -305.14 | -3.54 |
| YoY growth | 22.71% | -36.08% | -171.29% | 184.58% | -532.21% | -106.46% |
| Market Cap (mil) | 685.56 |
| P/E | |
| Forward P/E |
| EPS | -7.94 |
| Avg earnings growth rate | -106.46% |
| TTM earnings | -305.14 |