As of 2025-12-26, the Fair Value of Silvergate Capital Corp (SI) is -4.92 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 15.29 USD, the upside of Silvergate Capital Corp is -132.19%.
With the market price of 15.29 USD and our fair value calculation, Silvergate Capital Corp (SI) is not a good investment. Investing in SI stocks now will result in a potential loss of 132.19%.
Note: valuation result may not be accurate due to the company's negative EPS.
Peter Lynch's formula is:
The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.
| Historical Earnings | ||||||
| 2022-12-31 | 2023-12-31 | 2024-12-31 | - | - | 5Y Avg | |
| Net income | -9.07 | -13.69 | - | - | -11.38 | |
| YoY growth | -114.49% | -50.85% | - | - | -82.67% | |
| Market Cap (mil) | 314.97 |
| P/E | |
| Forward P/E |
| EPS | -0.98 |
| Avg earnings growth rate | -82.67% |
| TTM earnings | -20.27 |