As of 2025-09-16, the Intrinsic Value of SEB SA (SK.PA) is 83.85 EUR. This SK.PA valuation is based on the model Discounted Cash Flows (Growth Exit 5Y). With the current market price of 60.05 EUR, the upside of SEB SA is 39.60%.
The range of the Intrinsic Value is 57.12 - 131.17 EUR
Based on its market price of 60.05 EUR and our intrinsic valuation, SEB SA (SK.PA) is undervalued by 39.60%.
| Range | Selected | Upside | |
| a | |||
| DCF (Growth 5y) | 57.12 - 131.17 | 83.85 | 39.6% |
| DCF (Growth 10y) | 66.48 - 141.26 | 93.61 | 55.9% |
| DCF (EBITDA 5y) | 29.03 - 44.83 | 37.50 | -37.6% |
| DCF (EBITDA 10y) | 42.90 - 63.80 | 53.39 | -11.1% |
| Fair Value | 11.99 - 11.99 | 11.99 | -80.03% |
| P/E | 25.85 - 83.02 | 53.11 | -11.6% |
| EV/EBITDA | 13.09 - 60.53 | 39.39 | -34.4% |
| EPV | 100.45 - 156.34 | 128.40 | 113.8% |
| DDM - Stable | 15.76 - 35.72 | 25.74 | -57.1% |
| DDM - Multi | 62.01 - 98.90 | 75.44 | 25.6% |
| Market Cap (mil) | 3,323.17 |
| Beta | 1.52 |
| Outstanding shares (mil) | 55.34 |
| Enterprise Value (mil) | 6,017.67 |
| Market risk premium | 5.82% |
| Cost of Equity | 9.35% |
| Cost of Debt | 4.25% |
| WACC | 6.45% |