What is the intrinsic value of SPFI?

As of 2025-09-17, the Intrinsic Value of South Plains Financial Inc (SPFI) is 47.69 USD. This SPFI valuation is based on the model Peter Lynch Fair Value. With the current market price of 39.29 USD, the upside of South Plains Financial Inc is 21.39%.

Is SPFI undervalued or overvalued?

Based on its market price of 39.29 USD and our intrinsic valuation, South Plains Financial Inc (SPFI) is undervalued by 21.39%.

	Range	Selected	Upside
a
Fair Value	47.69 - 47.69	47.69	21.39%
P/E	38.80 - 42.30	40.90	4.1%
DDM - Stable	24.29 - 58.47	41.38	5.3%
DDM - Multi	33.46 - 64.66	44.29	12.7%