What is the intrinsic value of SPFI?
As of 2025-07-19, the Intrinsic Value of South Plains Financial Inc (SPFI) is
44.69 USD. This SPFI valuation is based on the model Peter Lynch Fair Value.
With the current market price of 41.00 USD, the upside of South Plains Financial Inc is
9.00%.
Is SPFI undervalued or overvalued?
Based on its market price of 41.00 USD and our intrinsic valuation, South Plains Financial Inc (SPFI) is undervalued by 9.00%.
44.69 USD
Intrinsic Value
SPFI Intrinsic Value - Valuation Summary
|
Range |
Selected |
Upside |
| a |
| Fair Value |
44.69 - 44.69 |
44.69 |
9.00% |
| P/E |
36.99 - 39.88 |
38.42 |
-6.3% |
| DDM - Stable |
24.13 - 57.35 |
40.74 |
-0.6% |
| DDM - Multi |
35.28 - 64.44 |
45.53 |
11.1% |
SPFI Intrinsic Value - Key Valuation Metrics
| Market Cap (mil) |
665.43 |
| Beta |
0.99 |
| Outstanding shares (mil) |
16.23 |
| Enterprise Value (mil) |
775.83 |
| Market risk premium |
4.60% |
| Cost of Equity |
9.04% |
| Cost of Debt |
5.00% |
| WACC |
8.32% |