SPFI
South Plains Financial Inc
Price:  
37.64 
USD
Volume:  
148,440.00
United States | Banks
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SPFI Intrinsic Value

18.73 %
Upside

What is the intrinsic value of SPFI?

As of 2025-07-15, the Intrinsic Value of South Plains Financial Inc (SPFI) is 44.69 USD. This SPFI valuation is based on the model Peter Lynch Fair Value. With the current market price of 37.64 USD, the upside of South Plains Financial Inc is 18.73%.

Is SPFI undervalued or overvalued?

Based on its market price of 37.64 USD and our intrinsic valuation, South Plains Financial Inc (SPFI) is undervalued by 18.73%.

37.64 USD
Stock Price
44.69 USD
Intrinsic Value
Intrinsic Value Details

SPFI Intrinsic Value - Valuation Summary

Range Selected Upside
a
Fair Value 44.69 - 44.69 44.69 18.73%
P/E 37.35 - 39.51 38.18 1.4%
DDM - Stable 23.34 - 55.52 39.43 4.8%
DDM - Multi 30.43 - 55.68 39.30 4.4%

SPFI Intrinsic Value - Key Valuation Metrics

Market Cap (mil) 610.90
Beta 1.00
Outstanding shares (mil) 16.23
Enterprise Value (mil) 721.30
Market risk premium 4.60%
Cost of Equity 9.28%
Cost of Debt 5.00%
WACC 8.45%