As of 2025-08-08, the Fair Value of S&T Bancorp Inc (STBA) is 85.41 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 36.39 USD, the upside of S&T Bancorp Inc is 134.72%.
With the market price of 36.39 USD and our fair value calculation, S&T Bancorp Inc (STBA) is a good investment. Investing in STBA stocks now will result in a potential gain of 134.72%.
Peter Lynch's formula is:
The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.
| Historical Earnings | ||||||
| 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 5Y Avg | |
| Net income | 21.00 | 110.30 | 135.50 | 144.78 | 131.26 | 108.57 |
| YoY growth | -78.62% | 425.24% | 22.85% | 6.85% | -9.34% | 73.40% |
| Market Cap (mil) | 1,394.83 |
| P/E | 10.65x |
| Forward P/E | 10.32x |
| EPS | 3.42 |
| Avg earnings growth rate | 73.40% |
| TTM earnings | 130.96 |