As of 2024-10-03, the Fair Value of TrustCo Bank Corp N Y (TRST) is 12.94 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 31.84 USD, the upside of TrustCo Bank Corp N Y is -59.35%.
Peter Lynch's formula is:
The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.
| Historical Earnings | ||||||
| 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 5Y Avg | |
| Net income | 57.80 | 52.50 | 61.50 | 75.20 | 58.65 | 61.13 |
| YoY growth | -5.86% | -9.17% | 17.14% | 22.28% | -22.01% | 0.47% |
| Market Cap (mil) | 605.28 |
| P/E | 12.30x |
| Forward P/E | 10.02x |
| EPS | 2.59 |
| Avg earnings growth rate | 0.47% |
| TTM earnings | 49.21 |