TRST
TrustCo Bank Corp N Y
Price:  
27.40 
USD
Volume:  
75,989.00
United States | Thrifts & Mortgage Finance
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TrustCo Fair Value

-43.73 %
Upside

As of 2024-03-03, the Fair Value of TrustCo Bank Corp N Y (TRST) is 15.42 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 27.40 USD, the upside of TrustCo Bank Corp N Y is -43.73%.

27.40 USD
Stock Price
15.42 USD
Fair Price
FAIR VALUE CALCULATION

TrustCo Fair Value

Peter Lynch's formula is:

TrustCo Fair Value
= Earnings Growth Rate x TTM EPS
TrustCo Fair Value
= 5.00 x 3.08
TrustCo Fair Value
= 15.42

The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.

Historical Earnings
2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31 5Y Avg
Net income 57.80 52.50 61.50 75.20 58.65 61.13
YoY growth -5.86% -9.17% 17.14% 22.28% -22.01% 0.47%

TrustCo Fair Value - Key Data

Market Cap (mil) 521.15
P/E 8.89x
Forward P/E 8.63x
EPS 3.08
Avg earnings growth rate 0.47%
TTM earnings 58.65