TRST

TrustCo Bank Corp N Y

Price:

27.40

USD

Volume:

75,989.00

United States | Thrifts & Mortgage Finance

-43.73 %

Upside

As of 2024-03-03, the Fair Value of TrustCo Bank Corp N Y (TRST) is 15.42 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 27.40 USD, the upside of TrustCo Bank Corp N Y is -43.73%.

27.40 USD

Stock Price

15.42 USD

Fair Price

Peter Lynch's formula is:

TrustCo Fair Value

= Earnings Growth Rate x TTM EPS
TrustCo Fair Value

= 5.00 x 3.08
TrustCo Fair Value

= 15.42
The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.

Historical Earnings | ||||||

2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 5Y Avg | |

Net income | 57.80 | 52.50 | 61.50 | 75.20 | 58.65 | 61.13 |

YoY growth | -5.86% | -9.17% | 17.14% | 22.28% | -22.01% | 0.47% |

Market Cap (mil) | 521.15 |

P/E | 8.89x |

Forward P/E | 8.63x |

EPS | 3.08 |

Avg earnings growth rate | 0.47% |

TTM earnings | 58.65 |