UBSI
United Bankshares Inc
Price:  
37.56 
USD
Volume:  
1,268,344.00
United States | Banks
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UBSI Fair Value

-44.59 %
Upside

What is the fair value of UBSI?

As of 2025-07-02, the Fair Value of United Bankshares Inc (UBSI) is 20.81 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 37.56 USD, the upside of United Bankshares Inc is -44.59%.

Is UBSI a good investment?

With the market price of 37.56 USD and our fair value calculation, United Bankshares Inc (UBSI) is not a good investment. Investing in UBSI stocks now will result in a potential loss of 44.59%.

37.56 USD
Stock Price
20.81 USD
Fair Price
FAIR VALUE CALCULATION

UBSI Fair Value

Peter Lynch's formula is:

UBSI Fair Value
= Earnings Growth Rate x TTM EPS
UBSI Fair Value
= 7.98 x 2.61
UBSI Fair Value
= 20.81

The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.

Historical Earnings
2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31 5Y Avg
Net income 289.00 367.70 379.60 366.31 373.00 355.12
YoY growth 11.11% 27.23% 3.24% -3.50% 1.82% 7.98%

UBSI Fair Value - Key Data

Market Cap (mil) 5,335.77
P/E 14.40x
Forward P/E 13.60x
EPS 2.61
Avg earnings growth rate 7.98%
TTM earnings 370.49