As of 2025-07-03, the Intrinsic Value of Unum Group (UNM) is 124.6 USD. This Unum valuation is based on the model Peter Lynch Fair Value. With the current market price of 81.24 USD, the upside of Unum Group is 53.4%.

Is Unum undervalued or overvalued?

Based on its market price of 81.24 USD and our intrinsic valuation, Unum Group (UNM) is undervalued by 53.4%.

81.24 USD

Stock Price

124.6 USD

Intrinsic Value

Intrinsic Value Details

Unum Intrinsic Value - Valuation Summary

	Range	Selected	Upside
a
Peter Lynch Fair Value	124.6 - 124.6	124.6	53.37%
P/E Multiples	82.82 - 121.07	95.14	17.1%
Dividend Discount Model - Stable	66.01 - 128.83	97.42	19.9%
Dividend Discount Model - Multi Stages	112.83 - 173.83	137.03	68.7%

Unum Intrinsic Value - Peers Comparison

	Range	Selected	Upside
a
Principal Financial Group Inc	121.17 - 121.17	121.17	50.5%
iA Financial Corporation Inc	244.67 - 244.67	244.67	63.9%
Globe Life Inc	110.74 - 110.74	110.74	-7.9%
Lincoln National Corp	195.04 - 195.04	195.04	457.7%
American Equity Investment Life Holding Co	66.31 - 66.31	66.31	17.4%
CNO Financial Group Inc	38.95 - 38.95	38.95	2.9%
Genworth Financial Inc	12.91 - 12.91	12.91	64.9%
Brighthouse Financial Inc	53.39 - 53.39	53.39	-0.7%

Unum Intrinsic Value - Key Valuation Metrics

Market Cap (mil)	14,165
Beta	0.74
Outstanding shares (mil)	174
Enterprise Value (mil)	17,669

Market risk premium	5.1%
Cost of Equity	8.45%
Cost of Debt	5%
WACC	7.5%