As of 2024-12-14, the Fair Value of Upstart Holdings Inc (UPST) is -46.10 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 84.46 USD, the upside of Upstart Holdings Inc is -154.58%.
Note: valuation result may not be accurate due to the company's negative EPS.
Peter Lynch's formula is:
The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.
| Historical Earnings | ||||||
| 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 5Y Avg | |
| Net income | -0.50 | 6.00 | 135.40 | -108.70 | -240.13 | -41.59 |
| YoY growth | 95.93% | 1,300.00% | 2,156.67% | -180.28% | -120.91% | 650.28% |
| Market Cap (mil) | 7,705.29 |
| P/E | |
| Forward P/E |
| EPS | -1.84 |
| Avg earnings growth rate | 650.28% |
| TTM earnings | -168.22 |