USB
U.S. Bancorp
Price:  
47.93 
USD
Volume:  
7,036,267.00
United States | Banks
Valuation
Overview
Financials
Forecast
Compare
Historical Price
SolvencyDividends
Transactions
People

USB Fair Value

-55.21 %
Upside

What is the fair value of USB?

As of 2025-07-06, the Fair Value of U.S. Bancorp (USB) is 21.47 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 47.93 USD, the upside of U.S. Bancorp is -55.21%.

Is USB a good investment?

With the market price of 47.93 USD and our fair value calculation, U.S. Bancorp (USB) is not a good investment. Investing in USB stocks now will result in a potential loss of 55.21%.

47.93 USD
Stock Price
21.47 USD
Fair Price
FAIR VALUE CALCULATION

USB Fair Value

Peter Lynch's formula is:

USB Fair Value
= Earnings Growth Rate x TTM EPS
USB Fair Value
= 5.00 x 4.29
USB Fair Value
= 21.47

The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.

Historical Earnings
2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31 5Y Avg
Net income 4,959.00 7,963.00 5,825.00 5,429.00 6,299.00 6,095.00
YoY growth -28.28% 60.58% -26.85% -6.80% 16.03% 2.94%

USB Fair Value - Key Data

Market Cap (mil) 74,676.38
P/E 11.16x
Forward P/E 11.42x
EPS 4.29
Avg earnings growth rate 2.94%
TTM earnings 6,689.00