What is the intrinsic value of VBNK.TO?
            As of 2025-10-31, the Intrinsic Value of VersaBank (VBNK.TO) is
                16.63 CAD. This VBNK.TO valuation is based on the model Peter Lynch Fair Value.
                With the current market price of 16.63 CAD, the upside of VersaBank is
                0.01%.
            
            Is VBNK.TO undervalued or overvalued?
            Based on its market price of 16.63 CAD and our intrinsic valuation, VersaBank (VBNK.TO) is undervalued by 0.01%.
            
            
                
                    
                    
                        16.63 CAD
                        Intrinsic Value
                     
                 
             
            
            
                VBNK.TO Intrinsic Value - Valuation Summary
            
                
                
                
                    |  | Range | Selected | Upside | 
                
                    | a | 
                
                
                    
                    | Fair Value | 16.63 - 16.63 | 16.63 | 0.01% | 
                
                
                    
                    | P/E | 16.58 - 25.54 | 20.32 | 22.2% | 
                
                
                    
                    | DDM - Stable | 6.62 - 16.02 | 11.32 | -31.9% | 
                
                
                    
                    | DDM - Multi | 54.25 - 105.97 | 72.16 | 333.9% | 
                
                
            
            
                VBNK.TO Intrinsic Value - Key Valuation Metrics
            
                
                    
                        
                        
                            | Market Cap (mil) | 534.99 | 
                        
                            | Beta | 1.72 | 
                        
                            | Outstanding shares (mil) | 32.17 | 
                        
                            | Enterprise Value (mil) | 640.00 | 
                        
                    
                    
                    
                        
                        
                            | Market risk premium | 5.10% | 
                        
                            | Cost of Equity | 7.74% | 
                        
                            | Cost of Debt | 5.00% | 
                        
                            | WACC | 7.06% |