What is the intrinsic value of VBNK.TO?
As of 2025-12-31, the Intrinsic Value of VersaBank (VBNK.TO) is
12.20 CAD. This VBNK.TO valuation is based on the model Peter Lynch Fair Value.
With the current market price of 20.52 CAD, the upside of VersaBank is
-40.54%.
Is VBNK.TO undervalued or overvalued?
Based on its market price of 20.52 CAD and our intrinsic valuation, VersaBank (VBNK.TO) is overvalued by 40.54%.
12.20 CAD
Intrinsic Value
VBNK.TO Intrinsic Value - Valuation Summary
|
Range |
Selected |
Upside |
| a |
| Fair Value |
12.20 - 12.20 |
12.20 |
-40.54% |
| P/E |
18.08 - 21.67 |
19.98 |
-2.6% |
| DDM - Stable |
7.47 - 18.13 |
12.80 |
-37.6% |
| DDM - Multi |
40.27 - 79.81 |
53.93 |
162.8% |
VBNK.TO Intrinsic Value - Key Valuation Metrics
| Market Cap (mil) |
655.61 |
| Beta |
1.26 |
| Outstanding shares (mil) |
31.95 |
| Enterprise Value (mil) |
761.80 |
| Market risk premium |
5.10% |
| Cost of Equity |
6.89% |
| Cost of Debt |
5.00% |
| WACC |
6.43% |