As of 2025-07-03, the Intrinsic Value of Sparebank 1 Ostfold Akershus (SOAG.OL) is 548.8 NOK. This SOAG.OL valuation is based on the model Peter Lynch Fair Value. With the current market price of 422 NOK, the upside of Sparebank 1 Ostfold Akershus is 30%.

Is SOAG.OL undervalued or overvalued?

Based on its market price of 422 NOK and our intrinsic valuation, Sparebank 1 Ostfold Akershus (SOAG.OL) is undervalued by 30%.

422 NOK

Stock Price

548.8 NOK

Intrinsic Value

Intrinsic Value Details

SOAG.OL Intrinsic Value - Valuation Summary

	Range	Selected	Upside
a
Peter Lynch Fair Value	548.8 - 548.8	548.8	30.05%
P/E Multiples	404.33 - 480.47	437.54	3.7%
Dividend Discount Model - Stable	486.57 - 1,065.87	776.22	83.9%
Dividend Discount Model - Multi Stages	632.05 - 1,062.5	791.30	87.5%

SOAG.OL Intrinsic Value - Peers Comparison

	Range	Selected	Upside
a
Aktia Bank Abp	9.71 - 9.71	9.71	-0.3%
Danske Andelskassers Bank A/S	27.58 - 27.58	27.58	93.5%
Sparebank 1 Helgeland	496.16 - 496.16	496.16	181.1%
Sparebank 1 BV	39.99 - 39.99	39.99	-18.9%
Sandnes Sparebank	96.83 - 96.83	96.83	-19%
Fynske Bank A/S	366.92 - 366.92	366.92	132.2%
Totens Sparebank	479.57 - 479.57	479.57	65.4%
Jaeren Sparebank	821.89 - 821.89	821.89	131.5%

SOAG.OL Intrinsic Value - Key Valuation Metrics

Market Cap (mil)	5,229
Beta	0.12
Outstanding shares (mil)	12
Enterprise Value (mil)	10,711

Market risk premium	5.6%
Cost of Equity	6.2%
Cost of Debt	5%
WACC	5.2%