MCPH
Midland Capital Holdings Corp
Price:  
30 
USD
Volume:  
600
United States | Thrifts & Mortgage Finance

MCPH Fair Value

-76.6 %
Upside

What is the fair value of MCPH?

As of 2025-07-10, the Fair Value of Midland Capital Holdings Corp (MCPH) is 7.03 USD. This value is based on the Peter Lynch's Fair Value formula. With the current market price of 30 USD, the upside of Midland Capital Holdings Corp is -76.6%.

Is MCPH a good investment?

With the market price of 30 USD and our fair value calculation, Midland Capital Holdings Corp (MCPH) is not a good investment. Investing in MCPH stocks now will result in a potential loss of 76.6%.

30 USD
Stock Price
7.03 USD
Fair Price
FAIR VALUE CALCULATION

MCPH Fair Value

Peter Lynch's formula is:

MCPH Fair Value
= Earnings Growth Rate x TTM EPS
MCPH Fair Value
= 5 x 1.41
MCPH Fair Value
= 7.03

The earnings growth rate we use in the formula is the average growth rate of net income/earnings over the last 5 years. If the average growth rate is smaller than 5%, we set it to 5%. If it is larger than 25%, we set it to 25%. If the TTM EPS is negative, Peter Lynch Fair Value's result can be unreliable.

Historical Earnings
06-200306-200406-200506-200606-20075Y Avg
Net income0.691.041.21.010.71
YoY growth-20.7%50.7%15.4%-15.8%-30.7%-0.2%

MCPH Fair Value - Peers Benchmarking

Market Cap (mil)EPS Fair Value Upside
a
Federal Agricultural Mortgage Corp2,16318.6260.8731.8%
America First Multifamily Investors LP41400.06-99.7%
Ffbw Inc750.38.34-29.2%
Peoples Sidney Financial Corp260.614.33-24.6%
Heritage NOLA Bancorp Inc220.25.88-59.4%
DVL Inc223651,825-49.3%
United Tennessee Bankshares Inc142.651.12177.2%
First Niles Financial Inc110.614.168.6%
Findev Inc120.11.93348.9%

MCPH Fair Value - Key Data

Market Cap (mil)11
P/E21.3x
Forward P/E15.5x
EPS1.41
Avg earnings growth rate-0.2%
TTM earnings1

MCPH Fair Value - Formula's Origin

Peter Lynch is one of the most legendary investors/fund managers of all time. His philosophy for stock investing is very simple and straightforward: he invests in stocks that are undervalued, meaning its P/E is less than or equal to its earnings growth rate. He believes that if a stock is trading at its fair value, the PEG ratio, which was also invented by him, should be 1.

Therefore, his formula to determine a company's fair value is:

Peter Lynch Fair Value = Earnings Growth Rate * EPS * PEG

PEG is set to 1 so we can ignore it in the calculation. Based on the formula, if the earnings growth rate of a company is 15%, Peter Lynch is willing to buy its share up to P/E = 15.