As of 2025-07-03, the Intrinsic Value of Tiptree Inc (TIPT) is 35.63 USD. This TIPT valuation is based on the model Discounted Cash Flows (Growth Exit 5Y). With the current market price of 23.29 USD, the upside of Tiptree Inc is 53%.

The range of the Intrinsic Value is 28.12 - 48.49 USD.

Is TIPT undervalued or overvalued?

Based on its market price of 23.29 USD and our intrinsic valuation, Tiptree Inc (TIPT) is undervalued by 53%.

23.29 USD

Stock Price

35.63 USD

Intrinsic Value

Intrinsic Value Details

TIPT Intrinsic Value - Valuation Summary

	Range	Selected	Upside
a
DCF (Growth Exit 5Y)	28.12 - 48.49	35.63	53.0%
DCF (Growth Exit 10Y)	36.18 - 61.72	45.61	95.8%
DCF (EBITDA Exit 5Y)	27.9 - 30.88	29.34	26.0%
DCF (EBITDA Exit 10Y)	35.19 - 42.2	38.50	65.3%
Peter Lynch Fair Value	33.3 - 33.3	33.3	42.99%
P/E Multiples	14.36 - 24.83	19.28	-17.2%
EV/EBITDA Multiples	23.26 - 23.36	23.31	0.1%
Dividend Discount Model - Stable	9.3 - 19.79	14.55	-37.5%
Dividend Discount Model - Multi Stages	21.96 - 36.13	27.29	17.2%

TIPT Intrinsic Value - Peers Comparison

	Range	Selected	Upside
a
ProAssurance Corp	4.14 - 4.14	4.14	-82%
Employers Holdings Inc	52.19 - 52.19	52.19	11.5%
Amerisafe Inc	12.46 - 12.46	12.46	-71.1%
Universal Insurance Holdings Inc	59.27 - 59.27	59.27	128.4%
United Fire Group Inc	13 - 13	13	-53%
Heritage Insurance Holdings Inc	12.55 - 12.55	12.55	-44.6%
Donegal Group Inc	48.55 - 48.55	48.55	156.5%
Global Indemnity Group LLC	48.85 - 48.85	48.85	55.9%

TIPT Intrinsic Value - Key Valuation Metrics

Market Cap (mil)	873
Beta	0.54
Outstanding shares (mil)	38
Enterprise Value (mil)	1,026

Market risk premium	5.1%
Cost of Equity	8.55%
Cost of Debt	6.7%
WACC	7.1%