CFIN.JK
Clipan Finance Indonesia Tbk PT
Price:  
318 
IDR
Volume:  
1,609,000
Indonesia | Consumer Finance

CFIN.JK DCF Valuation - Growth Exit 5Y

153.5 %
Upside

What is the DCF valuation of CFIN.JK?

The Discounted Cash Flow (DCF) valuation of Clipan Finance Indonesia Tbk PT (CFIN.JK) is 806.00 IDR. With the latest stock price at 318.00 IDR, the upside of Clipan Finance Indonesia Tbk PT based on DCF is 153.5%.

Is CFIN.JK a buy or a sell?

Based on the latest price of 318.00 IDR and our DCF valuation, Clipan Finance Indonesia Tbk PT (CFIN.JK) is a buy. Buying CFIN.JK stocks now will result in a potential gain of 153.5%.

Range Selected
WACC / Discount Rate6.1% - 8.9%7.5%
Long-term Growth Rate 0.0% - 1.0%0.5%
Fair Price450.73 - 1,425.89806.00
Upside41.7% - 348.4%153.5%
318.00 IDR
Stock Price
806.00 IDR
Fair Price
REVENUE & EXPENSES
CAPEX
D&A
WORKING CAPITAL
TERMINAL VALUE

CFIN.JK DCF Valuation: Revenue & Expenses Forecast

(IDR in millions)Projections
12-202412-202512-202612-202712-202812-2029
Revenue1,790,2461,607,3411,648,8831,681,8611,715,4981,749,808
% Growth
22%-10%3%2%2%2%
Cost of goods sold(2,896)(2,600)(2,668)(2,721)(2,775)(2,831)
% of Revenue0%0%0%0%0%0%
Selling, G&A expenses(1,059,892)(951,605)(976,200)(995,724)(1,015,638)(1,035,951)
% of Revenue59%59%59%59%59%59%
Research & Development000000
% of Revenue0%0%0%0%0%0%
Net interest & other expenses(453,741)(407,383)(417,912)(426,271)(434,796)(443,492)
% of Revenue25%25%25%25%25%25%
Tax expense(58,916)(52,897)(54,264)(55,349)(56,456)(57,585)
Tax rate22%22%22%22%22%22%
Net profit214,801192,855197,840201,797205,832209,949
% Margin12%12%12%12%12%12%