As of 2025-07-11, the Intrinsic Value of Indian Bank (INDIANB.NS) is 2,090.17 INR. This INDIANB.NS valuation is based on the model Peter Lynch Fair Value. With the current market price of 631.25 INR, the upside of Indian Bank is 231.1%.

Is INDIANB.NS undervalued or overvalued?

Based on its market price of 631.25 INR and our intrinsic valuation, Indian Bank (INDIANB.NS) is undervalued by 231.1%.

631.25 INR

Stock Price

2,090.17 INR

Intrinsic Value

Intrinsic Value Details

INDIANB.NS Intrinsic Value - Valuation Summary

	Range	Selected	Upside
a
Peter Lynch Fair Value	2,090.17 - 2,090.17	2,090.17	231.12%
P/E Multiples	1,071.93 - 1,535.02	1,262.03	99.9%
Dividend Discount Model - Stable	319.75 - 675.83	497.79	-21.1%
Dividend Discount Model - Multi Stages	344.38 - 584.78	435.01	-31.1%

INDIANB.NS Intrinsic Value - Peers Comparison

	Range	Selected	Upside
a
IDBI Bank Ltd	177.42 - 177.42	177.42	77.6%
Indian Overseas Bank	44.08 - 44.08	44.08	12.3%
Yes Bank Ltd	19.5 - 19.5	19.5	-1.6%
IDFC First Bank Ltd	50.83 - 50.83	50.83	-33.7%
Federal Bank Ltd	386.44 - 386.44	386.44	83.2%
Bank of Maharashtra Ltd	180.13 - 180.13	180.13	218.1%
UCO Bank	49.2 - 49.2	49.2	54.1%
Central Bank of India Ltd	108.66 - 108.66	108.66	178.3%
RBL Bank Ltd	294.48 - 294.48	294.48	15.6%

INDIANB.NS Intrinsic Value - Key Valuation Metrics

Market Cap (mil)	850,269
Beta	1.42
Outstanding shares (mil)	1,347
Enterprise Value (mil)	1,265,792

Market risk premium	8.8%
Cost of Equity	17.7%
Cost of Debt	5%
WACC	13.1%