As of 2025-07-05, the Intrinsic Value of Ob''yedinennye Kreditnye Sistemy PAO (UCSS.ME) is 174.18 RUB. This UCSS.ME valuation is based on the model Discounted Cash Flows (Growth Exit 5Y). With the current market price of 805.00 RUB, the upside of Ob''yedinennye Kreditnye Sistemy PAO is -78.4%.
The range of the Intrinsic Value is 160.33 - 193.96 RUB.
Based on its market price of 805.00 RUB and our intrinsic valuation, Ob''yedinennye Kreditnye Sistemy PAO (UCSS.ME) is overvalued by 78.4%.
Range | Selected | Upside | ||
a | ||||
DCF (Growth Exit 5Y) | 160.33 - 193.96 | 174.18 | -78.4% | |
DCF (Growth Exit 10Y) | 164.74 - 191.94 | 176.06 | -78.1% | |
DCF (EBITDA Exit 5Y) | 203.12 - 270.99 | 225.32 | -72.0% | |
DCF (EBITDA Exit 10Y) | 191.39 - 242.78 | 208.83 | -74.1% | |
Peter Lynch Fair Value | 190.21 - 190.21 | 190.21 | -76.37% | |
P/E Multiples | 319.14 - 883.33 | 645.88 | -19.8% | |
EV/EBITDA Multiples | 397.06 - 828.04 | 626.18 | -22.2% | |
Earnings Power Value | 1,805.15 - 1,991.37 | 1,898.26 | 135.8% | |
Dividend Discount Model - Stable | 126.21 - 220.81 | 173.51 | -78.4% | |
Dividend Discount Model - Multi Stages | 83.45 - 115.12 | 96.86 | -88.0% |
Market Cap (mil) | 19,095 |
Beta | -0.38 |
Outstanding shares (mil) | 24 |
Enterprise Value (mil) | 18,748 |
Market risk premium | 12.2% |
Cost of Equity | 22.3% |
Cost of Debt | 5% |
WACC | 13.2% |